Track your income, recurring expenses, and savings goals — all in one place. No cloud, no subscription, no tracking.
Getting started with 4Budget takes less than a minute. Here's a quick tour of all the features.
Your financial snapshot at a glance. See your available budget with a utilization ring, plus cards for income, expenses, and savings. Below, a color-coded breakdown shows spending per category with proportional bars.
Create recurring expenses with a name, amount, and custom interval — monthly, yearly, or anything in between. Set the next payment date, assign a category, and optionally define an end date. The effective monthly cost is calculated and previewed automatically.
All your recurring expenses in one sortable list. Each entry shows the name, category, total value, payment frequency, and calculated monthly cost. Sort by name, value, next payment, or frequency. Tap any expense to edit, or swipe to delete.
See when your payments are due on a monthly calendar. Red dots mark days with upcoming expenses. Below the calendar, all expenses for the current month are listed with their due dates and amounts. Tap any expense to edit it directly.
Understand your spending at a deeper level. A budget utilization bar shows how much of your income is allocated. The donut chart breaks down spending by category with percentages, and the Top 5 Expenses list highlights your biggest recurring costs.
Project your costs 12 months ahead with a bar chart showing monthly totals. See the total yearly spend, average monthly cost, and which months are peak or lowest. The Financial Snapshot breaks down your income into expenses, savings, and free budget with annual projections.
Choose from over 100 world currencies using the searchable picker. Each currency is displayed with its symbol, code, and full name. Once selected, all amounts, charts, PDF reports, and CSV exports automatically adapt to your chosen currency.
Export all your expenses as a clean PDF report or CSV file. The PDF shows a complete overview table with every expense's name, value, frequency, monthly cost, and next payment date — plus a summary of total active costs. Share or save via the iOS share sheet.
Every update, every improvement — documented here.
Your data stays on your device. Always.
Effective Date: February 26, 2026
Developer: Robert Poetzsch
Contact: support@robspace.de
Robert Poetzsch ("we," "us," or "our") built 4Budget as an application. This Privacy Policy explains how we handle information when you use our mobile application 4Budget ("the App").
4Budget is designed with a strict privacy-first approach. We do not collect, store, transmit, or process any personal data whatsoever. The App operates entirely on your device with no server-side components.
The App stores the following data exclusively on your device using local storage (UserDefaults):
• Your monthly income setting
• Your recurring expenses (names, amounts, intervals, dates, categories)
• Your category configuration (names, colors, savings designation)
• Your selected currency
• Your theme preference
• Backup files (stored locally in the app's Documents folder)
This data never leaves your device unless you explicitly choose to export it (via PDF, CSV, or backup file sharing).
We do not collect: personal information (name, email, address, phone number), usage analytics or behavioral data, device identifiers or IP addresses, location data, or any form of telemetry.
The App does not integrate any third-party services, including but not limited to: analytics or tracking tools, advertising networks, crash reporting services, or social media SDKs.
The App does not require any network connectivity. It operates entirely offline. No data is sent to or received from any external server.
The App does not collect personal information from anyone, including children under the age of 13. The App is safe for use by individuals of all ages and is compliant with the Children's Online Privacy Protection Act (COPPA) and similar regulations.
We do not share any data with third parties because we do not collect any data. There is no personal information, usage data, or analytics data to share, sell, or disclose.
Since all data is stored locally on your device, the security of your data is managed by your device's built-in security features (such as device encryption, passcode, and biometric locks). We recommend keeping your device software up to date to benefit from the latest security protections.
Since we do not collect or store any personal data, there is no personal data for us to provide, modify, or delete. If you wish to remove all App data from your device, simply delete the App.
If you are a resident of the European Economic Area (EEA), you are entitled to the rights granted under the General Data Protection Regulation (GDPR). If you are a California resident, you are entitled to the rights granted under the California Consumer Privacy Act (CCPA). As we do not collect any personal data, these rights are inherently fulfilled.
We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Effective Date" at the top of this document. We encourage you to review this Privacy Policy periodically. Your continued use of the App after any changes constitutes your acceptance of the updated Privacy Policy.
If you have any questions or concerns about this Privacy Policy, please contact us at:
Robert Poetzsch
Email: support@robspace.de
This Privacy Policy was last updated on February 26, 2026.
Robert Poetzsch
Brückenstr. 8A
65719 Hofheim am Taunus
Germany
Email: support@robspace.de
The European Commission provides a platform for online dispute resolution (OS):
https://ec.europa.eu/consumers/odr/
We are not willing or obliged to participate in dispute resolution proceedings before a consumer arbitration board.
As a service provider, we are responsible for our own content on these pages in accordance with § 7 (1) DDG under general law. According to §§ 8 to 10 DDG, however, we are not obligated as a service provider to monitor transmitted or stored third-party information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information under general law remain unaffected. However, liability in this regard is only possible from the time of knowledge of a specific infringement. Upon becoming aware of such violations, we will remove the content immediately.
Our offering contains links to external third-party websites over whose content we have no influence. Therefore, we cannot assume any liability for this external content. The respective provider or operator of the linked pages is always responsible for the content of the linked pages. The linked pages were checked for possible legal violations at the time of linking. Illegal content was not recognizable at the time of linking. However, permanent monitoring of the content of the linked pages is not reasonable without concrete evidence of an infringement. Upon becoming aware of legal violations, we will remove such links immediately.
The content and works created by the site operator on these pages are subject to German copyright law. Duplication, processing, distribution, and any kind of exploitation outside the limits of copyright law require the written consent of the respective author or creator. Downloads and copies of this page are only permitted for private, non-commercial use. Insofar as the content on this page was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is identified as such. Should you nevertheless become aware of a copyright infringement, please inform us accordingly. Upon becoming aware of legal violations, we will remove such content immediately.
Last updated: February 26, 2026