# 4Budget — Income, Expenses & Savings > Plan recurring costs, see your next 12 months and keep every number on your iPhone. One-time purchase: no subscription, no account, no ads, no tracking. Full English text of https://4budget.app.robspace.de/ as Markdown, generated from the page (last updated 2026-10-28). Other languages: Deutsch: https://4budget.app.robspace.de/de/, Français: https://4budget.app.robspace.de/fr/, Español: https://4budget.app.robspace.de/es/, Italiano: https://4budget.app.robspace.de/it/. Short overview: https://4budget.app.robspace.de/llms.txt Now made for iPhone Duo: half open, your categories stand on the fold as columns. Plan recurring costs and keep every number on your iPhone. No account, no ads. 100% Local Data No Account Needed One-Time Purchase No Ads Ever [Download on the App Store](https://apps.apple.com/app/4budget/id6759730753) Community & Feedback [Report a Bug](https://github.com/RobEarth0815/robspace-apps/issues/new?labels=app%3A4budget%2Ctype%3Abug%2Cstatus%3Aneeds-triage&template=bug_report.yml) [Suggest a Feature](https://github.com/RobEarth0815/robspace-apps/issues/new?labels=app%3A4budget%2Ctype%3Aenhancement%2Cstatus%3Aneeds-triage&template=feature_request.yml) [Discussions](https://github.com/RobEarth0815/robspace-apps/discussions) [an app by robspace](https://robspace.de) ## How It Works 4Budget is a simple personal budget app. No account, no subscription, no ads — just a clear, focused tool for your monthly finances. Everything stays on your iPhone. Now in five languages. 4Budget speaks English, German, French, Spanish and Italian. It follows your iPhone's language; to change it, open Settings > Language in the app. Amounts, dates and the first day of the week follow your region. ### Made for iPhone Duo Half open, the fold becomes the axis of your budget: categories, payment days and the forecast stand on it as columns, numbers and controls lie below. Fully open, every tab shows two pages side by side, and folding keeps your place. from version 2.3 ### See everything at a glance The dashboard shows how much of your income is left, with a utilization ring, plus income, expenses and savings and a category breakdown, all in one view. ### Track every recurring expense Add rent, insurance, subscriptions, groceries — anything that leaves your account regularly, from every month up to every 120 months. 4Budget converts each one to a monthly cost, so you always know where your money goes. ### Plan ahead with the calendar See upcoming payments on a monthly calendar. Tap a day to see exactly which expenses are due, so nothing catches you off guard. ### Forecast your future The Monthly Cost view shows 6-month and 12-month forecasts with your peak and lowest month, a financial snapshot and an annual projection. ### Get real insights See your spending by category in a donut chart, your top 5 expenses, your budget utilization and quick stats. ### Separate savings from spending Mark each category as expense or savings for an honest picture: not only what goes out, but what you put aside. ### Export and share Create PDF reports of your dashboard, your yearly expenses and your expense list. Export to CSV for spreadsheets. Create and restore backups any time; the app also makes one automatically about once a week. ### Make it yours Choose from more than 140 world currencies. On a fresh install, 4Budget starts with your region's currency. Create custom categories with your own colors. ### Key Features - Dark interface designed for readability - Dashboard with utilization ring, income, expenses, savings and money left - Recurring expenses with flexible intervals (1–120 months) - Monthly calendar with tap-to-filter day detail - 6-month and 12-month payment forecasts with charts - Financial snapshot with expense, savings and free percentages - Spending by category donut chart and top 5 expenses - PDF export for dashboard, yearly report and expense list - CSV export for spreadsheets - Automatic weekly backups and manual backup/restore - English, German, French, Spanish and Italian - More than 140 world currencies - Custom categories with color coding - Active/inactive expenses with end dates - All data stays on your device — no account required 4Budget is built for people who want a no-nonsense budget tool without the complexity of full-blown finance apps. Your data, your device, your budget. ## Release Notes Every update, every improvement — documented here. v2.3 Latest Update Oct 26, 2026 What's New in 4Budget 2.3 - Made for iPhone Duo: half open, the fold becomes the axis of your budget – categories, payment days and the forecast stand on it as columns, numbers and controls lie below. - Fully open, every tab shows two pages side by side: your balance next to the breakdown, your expenses next to a card for the selected expense, the month next to its payments. - Folding keeps your place: the tab, the selected expense, the calendar day and open forms stay as they are. - On every other iPhone, 4Budget looks and works as before. All your data stays exactly as it was. v2.2 Update Oct 2026 - 4Budget now speaks English, German, French, Spanish and Italian. It follows your iPhone's language; change it under Settings > Language in the app. - Amounts and dates use your region's format, the calendar starts on your region's first day of the week, and a fresh install starts with your region's currency. - Better VoiceOver labels for buttons and charts. - All your data stays exactly as it was. v2.1 Update Sep 2026 - Ready for iOS 27 — built with Apple's latest SDK - New "Community & Feedback" section in Settings: report a bug, suggest a feature or join the discussions on GitHub - The About section now always shows the current version number - All expenses, categories, income and settings carry over unchanged v2.0 Major Mar 2026 - Complete visual overhaul — new dark theme derived from the app icon's color palette - Icon-inspired design tokens: cyan accent, deep blue surfaces, consistent color system - Redesigned Dashboard with hero-style "Money Left" section and utilization ring - New gradient-styled summary cards with icons - Redesigned category breakdown bars with refined spacing - Polished Expenses list with branded accent styling - Redesigned Calendar with improved month navigation - Always-dark mode for a consistent, immersive experience v1.4 Update Mar 2026 - New Monthly Cost view with 6- and 12-month forecast charts - Financial Snapshot section with annual projections (expenses, savings, disposable income) - Peak and lowest month indicators in the forecast view - CSV export for the expense list — shareable via iOS share sheet - Tap expenses directly in the Calendar view to edit them - Tap calendar days to filter and see expenses due on that date - Fixed calendar payment calculation for recurring expenses across months - Resolved CSV export reliability issues with SwiftUI sheet timing v1.3 Update Feb 2026 - Backup & Restore — create manual backups or let the app auto-backup weekly - Import/export backup files (.4budget) via the iOS share sheet - Multi-currency support — choose from 100+ world currencies with searchable picker - All amounts, PDFs, and charts adapt to the selected currency - Sort expenses by frequency in the Expenses tab - Fixed race condition in category type selection sheet - Improved auto-backup pruning — keeps the 6 most recent automatic backups v1.2 Initial Feb 2026 - Dashboard with summary cards: Income, Expenses, Savings, Money Left - Category breakdown with horizontal bar chart - Expenses tab — add, edit, and delete recurring expenses with custom intervals (1–120 months) - Calendar tab — monthly view with payment indicators and expense-per-month list - PDF export — dashboard overview and yearly expense report (A4 format) - Settings — theme picker (System/Light/Dark), category management with color picker - Configure which categories count as Savings vs. Expenses - All data stored locally — no cloud, no account, no tracking - Sortable category breakdown on the Dashboard — sort by name or monthly value - New Insights tab with budget utilization bar, spending-by-category donut chart, and top 5 expenses - Expense sorting — sort by name, monthly value, or next payment date - Active/inactive expenses — deactivate expenses without deleting them - Optional end date (last payment date) for time-limited expenses - Show/hide inactive expenses toggle in the Expenses tab ## Privacy & Legal Your data stays on your device. Always. ## Privacy Policy Effective Date: October 14, 2026 Developer: Robert Poetzsch Contact: [support@robspace.de](mailto:support@robspace.de) ### Introduction Robert Poetzsch ("we," "us," or "our") built 4Budget as an application. This Privacy Policy explains how we handle information when you use our mobile application 4Budget ("the App"). Controller within the meaning of the GDPR is Robert Poetzsch, email [support@robspace.de](mailto:support@robspace.de). The postal address is in the [Impressum](https://4budget.app.robspace.de/#impressum) (legal notice) on this website. ### Our Privacy Commitment 4Budget is designed with a strict privacy-first approach. Through the App, we do not collect, store, transmit, or process any personal data whatsoever. The App operates entirely on your device with no server-side components. ### Data Stored Locally on Your Device The App stores the following data exclusively on your device, in the App's local settings storage (UserDefaults): • Your monthly income • Your recurring expenses (name, amount, payment interval, next payment date, category, optional end date, active or inactive) • Your categories (names, colors, and whether a category counts as savings or as expenses) • Your selected currency • Your theme setting • Technical markers: the date of the last automatic backup, whether the default categories have already been created, and the App version for which the "What's New" notes were last shown Backup files: Backups are stored as files (.4budget) in the Backups folder inside the App's Documents folder on your device. A backup contains your expenses, categories, monthly income, currency and theme setting, plus the date it was created and the App version. The App creates an automatic backup at most once a week and keeps the six most recent automatic backups. You can also create backups manually, export them via the iOS share sheet, restore them and delete them. The App uses your device's language and region settings to display text, amounts and dates and, on a fresh install, to preselect your region's currency. These settings are read on your device only. This data never leaves your device unless you explicitly choose to export or share it (as a PDF or CSV file, or by sharing a backup file). You decide in the iOS share sheet where an exported file goes. ### No Data Collection Through the App, we do not collect: personal information (name, email, address, phone number), usage analytics or behavioral data, device identifiers or IP addresses, location data, or any form of telemetry. ### Third-Party Services The App does not integrate any third-party services, including but not limited to: analytics or tracking tools, advertising networks, crash reporting services, or social media SDKs. ### Network Usage The App does not require any network connectivity. It operates entirely offline. The App itself does not send any data to, or receive any data from, any external server. ### Links In Settings, the App contains links to GitHub ("Report a Bug", "Suggest a Feature", "Discussions", "All robspace Apps on GitHub") and a link to the iOS Settings app ("Language"). A link only opens when you tap it: the GitHub links open in your web browser, the language link opens the iOS Settings app. The App itself does not send any data in the process. When you visit GitHub, GitHub's privacy statement applies. ### Children's Privacy The App does not collect personal information from anyone, including children under the age of 13. The App is safe for use by individuals of all ages and is compliant with the Children's Online Privacy Protection Act (COPPA) and similar regulations. ### Data Sharing We do not share any App data with third parties because we do not collect any data through the App. There is no personal information, usage data, or analytics data to share, sell, or disclose. ### Data Security Since all data is stored locally on your device, the security of your data is managed by your device's built-in security features (such as device encryption, passcode, and biometric locks). We recommend keeping your device software up to date to benefit from the latest security protections. ### This Website This website is hosted by Hetzner Online GmbH on a server in a data centre in Falkenstein, Germany. When you open a page, the web server automatically logs your IP address, the date and time, the requested page or file, the HTTP status, the number of bytes transferred, the referring page (referrer) and your browser’s user agent. These logs are used solely to operate and secure the website; the legal basis is Art. 6(1)(f) GDPR (legitimate interest in secure, stable operation). They are deleted automatically after 14 days at the latest, are not analysed and are not passed on unless required by law. The website sets no cookies, uses no analytics or tracking and embeds no content from third parties. Only your language choice is kept in your browser’s local storage, and not for tracking. Fonts are served from this server; no connection is made to Google Fonts or other font services. ### Your Rights Since we do not collect or store any personal data through the App, there is no such data for us to provide, modify, or delete. If you wish to remove all App data from your device, simply delete the App. Backup or export files that you have saved elsewhere (for example in the Files app) are not affected and must be deleted there. You have the right of access, rectification, erasure, restriction of processing, data portability and objection (Art. 15–21 GDPR). Because we do not collect any personal data through the App, there is nothing from the App we could disclose, correct or delete; questions are still welcome at [support@robspace.de](mailto:support@robspace.de). You have the right to lodge a complaint with a data protection supervisory authority, for example the Hessian Commissioner for Data Protection and Freedom of Information (HBDI). If you are a California resident, you are entitled to the rights granted under the California Consumer Privacy Act (CCPA); as we do not collect any personal data through the App, these rights are inherently fulfilled. ### Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Effective Date" at the top of this document. We encourage you to review this Privacy Policy periodically. Your continued use of the App after any changes constitutes your acceptance of the updated Privacy Policy. ### Contact Us If you have any questions or concerns about this Privacy Policy, please contact us at: Robert Poetzsch Email: [support@robspace.de](mailto:support@robspace.de) This Privacy Policy was last updated on October 14, 2026. ## Impressum ### Information pursuant to § 5 DDG (German Digital Services Act) Robert Poetzsch Brückenstr. 8A 65719 Hofheim am Taunus Germany ### Contact Email: [support@robspace.de](mailto:support@robspace.de) ### Consumer Dispute Resolution We are not willing or obliged to participate in dispute resolution proceedings before a consumer arbitration board. ### EU Digital Services Act (DSA) — Trader Status Declaration In accordance with Article 30 of Regulation (EU) 2022/2065 (Digital Services Act), we declare that we act as a trader within the meaning of EU consumer protection law when offering 4Budget through the Apple App Store. ### Liability for Content As a service provider, we are responsible for our own content on these pages in accordance with § 7 (1) DDG under general law. According to §§ 8 to 10 DDG, however, we are not obligated as a service provider to monitor transmitted or stored third-party information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information under general law remain unaffected. However, liability in this regard is only possible from the time of knowledge of a specific infringement. Upon becoming aware of such violations, we will remove the content immediately. ### Liability for Links Our offering contains links to external third-party websites over whose content we have no influence. Therefore, we cannot assume any liability for this external content. The respective provider or operator of the linked pages is always responsible for the content of the linked pages. The linked pages were checked for possible legal violations at the time of linking. Illegal content was not recognizable at the time of linking. However, permanent monitoring of the content of the linked pages is not reasonable without concrete evidence of an infringement. Upon becoming aware of legal violations, we will remove such links immediately. ### Copyright The content and works created by the site operator on these pages are subject to German copyright law. Duplication, processing, distribution, and any kind of exploitation outside the limits of copyright law require the written consent of the respective author or creator. Downloads and copies of this page are only permitted for private, non-commercial use. Insofar as the content on this page was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is identified as such. Should you nevertheless become aware of a copyright infringement, please inform us accordingly. Upon becoming aware of legal violations, we will remove such content immediately. The fonts used on this website (DM Sans, Outfit, JetBrains Mono) are licensed under the SIL Open Font License 1.1 and are served from this website. Last updated: October 14, 2026 ## Frequently asked questions ### Does 4Budget collect any personal data? No. 4Budget stores all data exclusively on your device using local storage. It does not collect, transmit, or process any personal data. The app operates entirely offline with no server-side components. ### Is 4Budget a subscription app? No. 4Budget is a one-time purchase with no recurring fees, no in-app purchases, and no ads. ### Can I export my budget data from 4Budget? Yes. 4Budget supports PDF export of your dashboard and expenses overview, CSV export of all expenses for use in spreadsheets, and full backup/restore via .4budget files — all shareable through the iOS share sheet. ### Does 4Budget support multiple currencies? Yes. 4Budget supports more than 140 world currencies. You can select your currency using a searchable picker, and all amounts, charts, and exports automatically adapt. ### Which languages does 4Budget support? 4Budget is available in English, German, French, Spanish and Italian. It follows your iPhone's language; to change it, open Settings > Language in the app. ### What features does the 4Budget app include? 4Budget includes a dashboard with budget utilization overview, an expense manager for recurring costs with custom intervals, a calendar view showing payment due dates, an insights tab with spending analytics and charts, a 12-month cost forecast with financial projections, multi-currency support, and PDF/CSV export capabilities.